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Front Exterior

HUGE .36 Acre Yard!!

• 2,030 sq. ft., 2 bath, 4 bdrm 2 story MLS® $165,000

 –  This beautiful Temple Terrace home offers residents easy access to I-75, the University of South Florida, the area’s finest medical facilities, shopping, dining and more. Ever wanted to have a HUGE YARD (.36 ACRES) while living in a Tampa Bay community? With over 2,030 square feet of living area beautifully designed with 4 bedrooms, a loft and 2.5 baths you will have plenty of space. This Windward Longboat floorplan hosts an Entry Foyer, Large Great Room, oversized Family/Dining open to Kitchen, spacious Master Suite with Tray Ceiling, Walk-in Closet, Upstairs Loft, Patio, and 2 car Garage. It doesn’t get much better than this Tampa Florida short sale. Call (800) 975-7205 today to schedule a showing.

View Homes for Sale in Hidden Oaks at Temple Terrace

USDA Loan offers 100% financing on rural housing developmentThe USDA (United States Department of Agriculture) offers a barely known 100% loan financing program, called the USDA loan, that can help lower income families purchase homes. With funding up to 100% of the homes purchase price, payments on this mortgage are based on the household’s adjusted gross income. Commonly called Section 502 loans, this rural housing development government loan program offers some advantages to those who are unable to obtain conventional financing.

A few advantages of this program include: 

• No down payment with 100% financing
• No maximum purchase price
• The home-buyer’s closings costs may come from any source, including gift money
• Home improvement and repair monies can be included in the loan
• 30 year fixed rate loans
• No minimum credit score
• Mobile homes on land can be eligible

Normally, the home purchased will need to be in a rural area with modest prices for the area. The homebuyer’s income typically will also need to be below the median income for the area. 

Take a look at the USDA links below… they will allow you to search for eligible properties by address. You can also find the maximum income allowed based on geography and family size. You will be amazed at how many properties can qualify for this government loan program that are located just minutes from town. Some of the more developed locations like New Tampa, Fishhawk and Riverview suprised me that they too qualified for this type of loan! 

Click here for USDA Loan Application or call (800)975-7205 for more info.

http://www.flapropertyfinder.com/USDA_Loan/page_2218023.html

President Bush signed a new law July 31st, part of the Housing and Economic Recovery Act of 2008, which will eliminate down payment assistance to home buyers from the seller on FHA loans starting October 1st, 2008. I wonder how this will effect the Tampa Florida real estate market?  read more

TAMPA – Two housing reports Tuesday offered more hope that a turnaround in the real estate market may be slowly emerging.

The Standard & Poor’s/ Case-Shiller home price index released Tuesday shows the rate at which Tampa-area prices are falling has leveled off. Prices fell 20.1 percent in June from a year ago, almost identical to the 20.2 percent decline in May and 20.4 percent drop in April. read more

WASHINGTON – Aug. 1, 2008 – Tell first-time homebuyers it’s time to commit: A provision of the recently-passed federal housing recovery bill gives first-time buyers an interest-free loan of up to $7,500 in the form of an income tax credit.

The credit equals 10 percent of a home’s cost up to $7,500, and applies to any single-family residence (including condos and co-ops) to be used as a buyer’s principal residence. read more

United States Representative Kathy Castor and area housing experts will stand up for Florida families during a workshop on Saturday, July 12 from 9 a.m. to 2 p.m. at Hunt Community Center at Al Lopez Park located at 4810 N. Himes Avenue in Tampa.  This workshop will feature housing and finance professionals to counsel constituents one-on-one about their foreclosure problems.  Participants include Freddie Mac; Wells Fargo; Veterans Administration; Credit Union Housing Partners; ACORN; Catholic Charities; Center for Affordable Housing; Chase Bank; City of Tampa; Coldwell Banker; Corporation to Develop Communities of Tampa; Fifth Third Bank; Florida Home Partnership; Housing Education Alliance; HUD and other community housing partners.  Congresswoman Kathy Castor invites everyone who is facing a tough time with their mortgage payments to join her and the other community partners in this foreclosure assistance workshop to save the American dream.  There is no charge to attend and reservations are not required.

Fannie Mae decided to allow 5 percent downpayments in declining markets, such as Florida, which will help encourage Florida new home buyers to come back into the housing market. NAR Chief Economist Lawrence Yun stated: “The Fannie Mae decision is huge and will have a positive impact, perhaps significantly, on the housing market. We are very appreciative to Fannie Mae for listening to us and agreeing.” NAR and other organizations have been calling on Fannie Mae & Freddie Mac to change the declining market down payment policy which disproportionately affects lower income families and minorities, as well as first time home buyers. Fannie Mae vice president for credit policy and controls, Gwen MuseEvans, told Realtors in Washington, D.C., last week “We heard the concerns of NAR and we reviewed and determined that changes in our policy were needed”.

RSS Tampa FL Homes for Sale

  • - MLS# T2886338 July 20, 2017
    Last Update: Thu, Jul 20th 2017 12:36 pmProvided courtesy of Caroline Bernhardt of Keller Williams Tampa CentralRight in the middle of Soho and Hyde Park. Where hip meets quaint. Tons of foot traffic and next door to the popular Fresh Kitchen Restaurant. The property is zoned CG and has been beautifully renovated as an office and live in residence. The bunga […]
  • Valhalla Ph 03-4 - MLS# T2893505 July 20, 2017
    Last Update: Thu, Jul 20th 2017 12:31 pmProvided courtesy of Colette Vann of Keller Williams Tampa CentralLocation, location, location! 3 bedroom 2.5 bath townhome with single car garage in the beautifully maintained gated community of Valhalla. Spacious open kitchen/family room combination opens to a fully screen lanai with a conservation view. The family r […]
  • Bloomingdale Sec D Unit 03 - MLS# T2893153 July 20, 2017
    Last Update: Thu, Jul 20th 2017 12:31 pmProvided courtesy of Deborah Oxley of Keller Williams Tampa CentralMultiple offers, Highest & Best by 5 pm Monday. Have you been dreaming about driving down a perfect tree-lined street, coming home to your own paradise? Are you ready to relax by the pool, look out into your over-sized & newly fenced backyard to […]
  • Manor Heights - MLS# T2892721 July 20, 2017
    Last Update: Thu, Jul 20th 2017 12:31 pmProvided courtesy of Debi Johnson of Keller Williams Tampa CentralAdorable 1929 bungalow located in the desirable Hampton Terrace area of Old Seminole Heights welcomes you with historic character, vintage charm, and modern features. When you arrive, park in the circular drive just steps from the covered front porch. Br […]
  • West Suwanee Heights - MLS# T2890748 July 20, 2017
    Last Update: Thu, Jul 20th 2017 12:31 pmProvided courtesy of Veronica Wages of Keller Williams Tampa CentralExciting opportunity to call this English inspired cottage in the heart of Seminole Heights, home. Features include, gleaming refinished hardwood floors throughout, brand new windows that let natural light pour in, wood burning fireplace, BRAND NEW ROO […]
  • Cabana Club At Paradise Lakes Condo - MLS# T2888670 July 20, 2017
    Last Update: Thu, Jul 20th 2017 12:31 pmProvided courtesy of Ms. Moran of Keller Williams Tampa CentralThis Privately owned Cabana Condo that is located inside the Cabana Club of Paradise Lake Resort the Cabana Condo is on the 2nd floor overlooking a heated pool and hot tub, sauna, tiki Bar, restaurants, nightclub, fitness center, Massage Therapist, fitness […]
  • Stonelake Ranch Ph 01 - MLS# T2778241 July 19, 2017
    Last Update: Wed, Jul 19th 2017 12:34 pmProvided courtesy of Virginia Arnold of Keller Williams Tampa CentralResale LOT 101. ***CDD Bond Paid off on this Lot*** Annual fees savings to the buyer. Unbelievable ancient oaks drape this equestrian, 2.40 acre, rare offering of a lot! Lot 101 is located in a cul-de-sac, just steps away from the front, manned gated […]
  • Davis Islands - MLS# T2893143 July 19, 2017
    Last Update: Wed, Jul 19th 2017 12:31 pmProvided courtesy of Jen Carlstedt of Keller Williams Tampa CentralImagine your own tropical paradise positioned perfectly on a deep water canal, with views of the open bay. Enjoy walking along the lush path to your front door and leave all of your cares behind as you enter your private retreat. The new metal roof and […]
  • Sun City Center Unit 35 - MLS# T2888168 July 19, 2017
    Last Update: Wed, Jul 19th 2017 12:31 pmProvided courtesy of Joseph Kozlar of Keller Williams Tampa CentralSAVE GAS TRAVEL BY GOLF CART!! Come view this BEAUTIFULLY LANDSCAPED Home in the 55+ Golf community of St. Andrews, located on a QUIET CUL-DE-SAC!! This 2 Bed/2Bath/2Car home has been meticulously maintained with an open floor plan and wood & cerami […]
  • Arlington Heights - MLS# T2882162 July 19, 2017
    Last Update: Wed, Jul 19th 2017 12:31 pmProvided courtesy of Heather Kuipers of Keller Williams Tampa CentralCharacter abounds with this meticulously renovated 1913 bungalow in the sought after Heights district. Now you can be near all the great restaurants, breweries and kitschy shops that the Heights is known for. Like to stay home? Picture entertaining yo […]
  • Greenbriar Unit 02 - MLS# T2876264 July 19, 2017
    Last Update: Wed, Jul 19th 2017 12:31 pmProvided courtesy of Joseph Kozlar of Keller Williams Tampa CentralRARE OPPORTUNITY in Countryside's Greenbriar Subdivision!!, 3 Bedroom, 2 Bathroom, 2 Car Garage home is filled with Key West accents with minimal maintenance!!! Meticulous owners attention to detail will not go unnoticed! Custom designed gorgeous k […]
  • Place At Channelside - MLS# T2894083 July 19, 2017
    Last Update: Wed, Jul 19th 2017 2:16 amProvided courtesy of Marvin Meeks of Keller Williams Tampa CentralThe Place @ Channelside junior 2 bedroom/2 bath on 7th floor facing west over 12th St. This unit features wood floors throughout entry,dining,kitchen and living areas, modern cabinetry with 2 pantries, granite counter tops, and stainless appliances. The m […]
  • Covington Park Ph 5B - MLS# T2890914 July 19, 2017
    Last Update: Wed, Jul 19th 2017 2:16 amProvided courtesy of Heather Valentino of Keller Williams Tampa CentralThis beautiful 3 bedroom, 2 bathroom, 3 car garage is located on a nice quiet cul de sac in Covington Park. The wide open floor plan includes a gourmet kitchen with a center island, breakfast bar, and solid surface counter tops, a formal dining room, […]
  • Port Tampa City Map - MLS# T2894098 July 19, 2017
    Last Update: Wed, Jul 19th 2017 2:10 amProvided courtesy of William Murray of Keller Williams Tampa CentralUNDER CONSTRUCTION - AVAILABLE NOVEMBER 2017 - Fabulous open floor plan that includes Luxury vinyl plank flooring, Moen plumbing fixtures, Kwikset brushed nickel hardware, brushed nickel vanity, dining room and pendant lights, 42" upper cabinets, s […]
  • Sterling Ranch - MLS# T2894035 July 19, 2017
    Last Update: Wed, Jul 19th 2017 2:10 amProvided courtesy of Steven Blinder of Keller Williams Tampa CentralThis beautiful, split-bedroom plan, freshly painted 3/2 is located on a cul-de-sac in Sterling Ranch. Your new home features a very comfortable great room that opens to a screened lanai which is perfect for entertaining or just a great place to enjoy a […]
  • Port Tampa City Map - MLS# T2892616 July 19, 2017
    Last Update: Wed, Jul 19th 2017 2:10 amProvided courtesy of William Murray of Keller Williams Tampa CentralUNDER CONSTRUCTION - AVAILABLE NOVEMBER 2017 - Fabulous open floor plan that includes Luxury vinyl plank flooring, Moen plumbing fixtures, Kwikset brushed nickel hardware, brushed nickel vanity, dining room and pendant lights, 42" upper cabinets, s […]
  • Tall Pines Estates Ph II - MLS# T2887877 July 19, 2017
    Last Update: Wed, Jul 19th 2017 2:09 amProvided courtesy of Tisha Perry of Keller Williams Tampa CentralBACK ON THE MARKET, financing fell through . Charming 3 bedroom 2 bath home . This home has an upgraded kitchen with STAINLESS STEEL appliances, GRANITE COUNTER TOPS, a lot of cabinet space in kitchen along with a bar area with extra storage. The kitchen o […]
  • Interbay - MLS# T2889048 July 19, 2017
    Last Update: Wed, Jul 19th 2017 2:09 amProvided courtesy of William PA of Keller Williams Tampa CentralSouth Tampa Convenience. This 4 bedroom 2 1/2 Bath Contemporary Colonial home is turnkey ready. Enter through your side entry oversize garage to beautiful wood flooring in the living and dining rooms. This refreshed home flows seamlessly. The kitchen opens […]
  • Lake Haven Estate Sec 02 - MLS# T2887245 July 19, 2017
    Last Update: Wed, Jul 19th 2017 2:09 amProvided courtesy of Megan Jones of Keller Williams Tampa Central3 bedroom/2 bath block home located on a quiet family friendly street in Lake Haven Estates. Beautiful open kitchen and Dining room space with exposed brick walls. The kitchen has a wrap around breakfast bar. Indoor Utility room, Lots of exta storage space […]
  • Oaks At Valrico - MLS# T2886922 July 19, 2017
    Last Update: Wed, Jul 19th 2017 2:09 amProvided courtesy of Colette Vann of Keller Williams Tampa CentralReady to move in 4 bedroom home in a community without CDD fees! This home checks off of the the boxes: Bamboo flooring in Dining/Living room combo, carpet in the bedrooms, spacious kitchen with breakfast bar and lots of cabinet space, large master with l […]