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USDA Loan offers 100% financing on rural housing developmentThe USDA (United States Department of Agriculture) offers a barely known 100% loan financing program, called the USDA loan, that can help lower income families purchase homes. With funding up to 100% of the homes purchase price, payments on this mortgage are based on the household’s adjusted gross income. Commonly called Section 502 loans, this rural housing development government loan program offers some advantages to those who are unable to obtain conventional financing.

A few advantages of this program include: 

• No down payment with 100% financing
• No maximum purchase price
• The home-buyer’s closings costs may come from any source, including gift money
• Home improvement and repair monies can be included in the loan
• 30 year fixed rate loans
• No minimum credit score
• Mobile homes on land can be eligible

Normally, the home purchased will need to be in a rural area with modest prices for the area. The homebuyer’s income typically will also need to be below the median income for the area. 

Take a look at the USDA links below… they will allow you to search for eligible properties by address. You can also find the maximum income allowed based on geography and family size. You will be amazed at how many properties can qualify for this government loan program that are located just minutes from town. Some of the more developed locations like New Tampa, Fishhawk and Riverview suprised me that they too qualified for this type of loan! 

Click here for USDA Loan Application or call (800)975-7205 for more info.

http://www.flapropertyfinder.com/USDA_Loan/page_2218023.html

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Great Deal on Furnished Golf Frontage single family home in Del Web, Sun City Center, FL

Front Exterior
Golf Course Frontage!

• 1,852 sq. ft., 2 bath, 2 bdrm single story MLS® $125,000 – Best Priced Golf Frontage

 

 –  Live on the 9th hole in the awesome 55+ active adult golf community of Sun City Center. This charming move-in ready, well taken care-of FULLY FURNISHED home, features solar film on all windows to keep the electric bill low, an reverse osmosis filter in the kitchen, water softner, large windows which overlook the golf course, and an attached workshop which can also house your golf cart. Master bath features handicap accessible shower while the other bathroom has a shower/tub combo. Walk to the community center or golf club which are just around the corner. Roads are golf cart friendly which makes short trips fun. There are many activities always going on in this community. Come see how fun retirement can be!

Go get your $7,500 15-year interest free loan from the government 
            
Tax credit offered to new homebuyers (Expires June 30, 2009)!

Who is eligible?
– First-time homebuyers or any homebuyers who have not owned a principal residence in the last three years.
read more

Florida’s state Supreme Court finally came up with the reasons they rejected the much hyped Amendment 5 up for voter approval this year that could have reduced Florida real estate property taxes up to 40%. In a nutshell, the Supreme Court did not like the wording used in the proposal and did not like the fact that the money being taken away from the school system would only have a 1 year guaranteed replacement. This decision comes as a huge disapointment for the millions of people looking for immediate tax relief in this “non-recession”.
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According to a recent national survey by J.D. Power and Associates, Keller Williams Realty has received the highest overall satisfaction ratings from home buyers among all the largest, full-service real estate firms in the country! The study measures home buyers’ customer satisfaction and the results were determined in three categories, including satisfaction with their agent, office and services provided. Keller Williams Realty topped all three areas, therefore receiving the highest score in overall satisfaction. read more

President Bush signed a new law July 31st, part of the Housing and Economic Recovery Act of 2008, which will eliminate down payment assistance to home buyers from the seller on FHA loans starting October 1st, 2008. I wonder how this will effect the Tampa Florida real estate market?  read more

TAMPA – Two housing reports Tuesday offered more hope that a turnaround in the real estate market may be slowly emerging.

The Standard & Poor’s/ Case-Shiller home price index released Tuesday shows the rate at which Tampa-area prices are falling has leveled off. Prices fell 20.1 percent in June from a year ago, almost identical to the 20.2 percent decline in May and 20.4 percent drop in April. read more

The market for the average priced U.S. residence may be soft, but the über rich (especially the Russians) continue to drive prices up at the very top of the world’s luxury market.  Case in point — Villa Léopolda, one of the most historic estates on the French Côte d’Azur, is now under contract by an anonymous Russian billionaire for $750 million (€500m).  This three-quarters-of-a-billion dollar sales price sets a new record for the most expensive home sale in the world. The previous record was set earlier this year by Indian billionaire Lakshmi Mittal, with the reported purchase of a London home for his son for an estimated $236 million. 

“While the French Villa is a fabulous property, this sale does put into perspective the value U.S. properties represent,” said Michael Valdes, a luxury home expert with Keller Williams Realty in Tampa, FL. “The most expensive residence on the market locally is listed for just $25,000,000. A masterpiece of architectural design and timeless elegance, this magnificent gated estate is situated on over five acres overlooking golf course, pond and conservation within Avila, Tampa Bay’s premier private gated country club community. Encompassing over 28,000 square feet of beautifully designed air conditioned space, this compound with attached guest quarters features 10 bedrooms, 10 full and 3 half baths, ballroom, richly paneled library, 14 fireplaces, elevator, wine room, pool and spa with cabana, basketball court, terraces and balconies.”

Villa Léopolda, a cream-colored, turreted mansion with two guest houses, is midway between Monaco and Nice overlooking Cap Ferrat, near Villefranche-sur-Mer.  The villa was originally built about 1902 by King Leopold II of Belgium. The grounds are regarded as among the most spectacular on the Côte d’Azur.  Fifty full-time gardeners look after 20 acres of gardens and terraces, planted with 1,200 olive, orange, lemon and cypress trees.

The property’s new owner is said to be a Russian oil oligarch but not – despite initial rumors – Roman Abramovich, the highly visible owner of Chelsea Football Club, who already owns a €100m mansion near Antibes.

According to the Nice-Matin newspaper, a contract was signed last week to transfer ownership of the villa from Lily Safra, the widow of Edmond Safra, a murdered banking billionaire.  Rumor has it that Mrs. Safra held out for months as the persistent mystery buyer kept raising his offering price.  The paper also reported that 60 villas or mansions on Cap Ferrat are now owned by wealthy Russians.  

The property has a unique history.  In 1916, King Leopold’s nephew and heir, King Albert I, turned the villa into a hospital for officers wounded during the First World War. It later passed into the hands of the Agnelli family – Fiat automotive tycoons — and became the scene in the 1960s for legendary jet-set parties attended by Frank Sinatra, Ronald Reagan (in his acting days) and other celebrities.

“This sale raises the bar and makes the half dozen or so $100 million U.S. properties on the market seem like bargains,” said Laurie Moore-Moore, Founder of The Institute for Luxury Home Marketing, a US-based organization which trains real estate agents who work in the luxury market and awards the international Certified Luxury Home Marketing Specialist designation.  “Today’s affluent are citizens of the world and the successful luxury agent must know how to reach them and what lifestyles they are seeking. It’s an exciting and active market for agents at the top.”

TAMPA – As Florida’s coffers shrink in the face of a dour economy, confusion over a tax statute threatens to choke the flow of home sales at a time when the state is struggling under the burden of millions of unsold properties. The problematic statute mandates how much tax people pay when they sell a house.

In typical transactions, the law is clear about paying taxes on the price of the property, but as lenders agree to more short sales – allowing troubled owners to sell homes for less than the mortgage and writing off the rest – there’s disagreement over how much tax to charge.  read more


Millionaires are increasing in the Tampa Bay area. Last year millionaires grew by an average of 4.2% in the US, but an astounding 7.4% in Tampa Bay (based on data from market researchers at Claritas)! Tampa is projected to be a top 5 growth market among US cities over the next 5 years. This brings the need for Tampa luxury real estate experts to help those millionaires buy and sell high end homes. Luxury homes usually need to be handled buy a specialist due to their sensitive and demanding nature. For the few Tampa luxury Realtors who have carved out this niche, the job is hard but worth it especially in this buyer’s market.

Luxury home sellers normally expect marketing to increase when the going gets tough in order to help find that particular buyer, but many agents in this rough market have cut back their spending due to losing tens of thousands of dollars on marketing exclusive luxury homes for sale and never getting paid when the listing expires. One way the luxury specialist has circumvented this problem is to bring in joint advertising with the seller. With the homeowner funding a portion of the advertising expense, the agent is then able to regain focus on marketing to a specific group of potential buyers without taking the huge risk of losing big. 

Luxury home buyers on the other hand have it great! They have their pick of properties and get amazing deals, that with the right agent, on homes which will never even see the public market. For more information on purchasing or selling Tampa luxury real estate, check out the following link: http://www.flapropertyfinder.com/Luxury_Homes/page_1945744.html

RSS Tampa FL Homes for Sale

  • Crilly - MLS# T2924080 January 18, 2018
    Last Update: Thu, Jan 18th 2018 12:31 pmProvided courtesy of Veronica Wages of Keller Williams Tampa CentralAmazing opportunity to own turnkey YBOR bungalow. Own for less than rent! Electrical updated and newer roof. Super close to bustling nightlife, dining, shopping, museums, parks and more! Minutes away 7th Avenue in Ybor, the Channelside District, and Do […]
  • Brighton Bay - MLS# T2923447 January 18, 2018
    Last Update: Thu, Jan 18th 2018 12:31 pmProvided courtesy of Dali Hernandez of Keller Williams Tampa CentralLARGE END UNIT with SCREENED LANAI! Don't miss this one. This beautifully maintained townhouse has everything you are looking for from its open floor plan and gorgeous water views from all living areas. The townhouse features 3 bedrooms, 2.5 bathr […]
  • Ridge Crest Sub - MLS# T2923160 January 18, 2018
    Last Update: Thu, Jan 18th 2018 12:31 pmProvided courtesy of Steven Blinder of Keller Williams Tampa CentralELEGANT 5 bedroom/3 bath + Bonus room home in highly sought after Ridge Crest community. Enter this move-in ready home through the beautiful double-leaded glass doors. The grand foyer opens to both the formal areas of the home as well as the huge famil […]
  • Edgewater At Lake Brandon Rep - MLS# T2921158 January 18, 2018
    Last Update: Thu, Jan 18th 2018 12:31 pmProvided courtesy of Steven Blinder of Keller Williams Tampa CentralMAGNIFICENT 3 bedroom, 2.5 bath, 1 car garage townhouse in Edgewater at Lake Brandon. This gated community is beautifully maintained with an impressive community pool. The open design of the first floor makes this home comfortable, spacious, and perfec […]
  • Marina Club Of Tampa Bldg L A Condo - MLS# T2916647 January 18, 2018
    Last Update: Thu, Jan 18th 2018 12:30 pmProvided courtesy of Aleks Pavlova of Keller Williams Tampa CentralWelcome to Tampa's Best Kept Secret, Marina Club of Tampa! The condominium is minutes away from Raymond James stadium, downtown Tampa, Westshore, TIA, International Mall, SoHo district & Hyde Park. Easy access to I275 and Kennedy Blvd. The amen […]
  • Townn Country Park Sec 09 Unit 05 - MLS# T2916652 January 18, 2018
    Last Update: Thu, Jan 18th 2018 12:30 pmProvided courtesy of Dali Hernandez of Keller Williams Tampa CentralThis lovely Tri-level home sits on 11,000 sq. ft with no back neighbors. This is the AMAZING LOT you've been waiting for! Don't miss this unique lot with a large sun deck, brick pavers for a fire pit area and so much potential for more. This […]
  • Davis Islands - MLS# T2907395 January 18, 2018
    Last Update: Thu, Jan 18th 2018 12:30 pmProvided courtesy of Elif Fitts of Keller Williams Tampa CentralHere's your opportunity to own a 5 Bedroom, 3 Bath Davis Island Pool home without breaking the bank! Spacious home with DUAL MASTER SUITES - one on first floor, one upstairs. The large master suite upstairs boasts it's own fireplace, private balc […]
  • Island Place A Condo - MLS# T2923986 January 18, 2018
    Last Update: Thu, Jan 18th 2018 6:33 amProvided courtesy of Thomas May of Keller Williams Tampa CentralBEAUTIFUL 2/2 CONDO WITH 2 CAR GARAGE. BALCONY OVERLOOKS TRANQUIL POND WITH FOUNTAIN. . LARGE KITCHEN HAS CHERRY CABINETS, CORIAN COUNTER TOPS & STAINLESS APPLIANCES, BATHS HAVE CHERRY CABINETS & CORIAN TOPS.SUPER AMENITIES INCLUDE 24/7 SECURITY, LA […]
  • Hickory Lakes Ph 02 - MLS# T2923978 January 18, 2018
    Last Update: Thu, Jan 18th 2018 6:30 amProvided courtesy of Adam Fernandez of Keller Williams Tampa CentralThis single family house sits in a deed restricted community, built in 2001. The property has a brand new (2017) roof and air conditioning unit with a transferable warranty to the new owner. This spacious 4 bedroom 3 full bathrooms, 2 car garage, house […]
  • Stonelake Ranch Ph 1 - MLS# T2528049 January 17, 2018
    Last Update: Wed, Jan 17th 2018 2:15 amProvided courtesy of Virginia Bond of Keller Williams Tampa CentralDEVELOPER LOT #22. Listed price reflects 10% Off Discount. Welcome Center Open Daily. Dockable lot with view and direct access to 880 acre, ski Lake Thonotosassa, Hillsborough County's largest freshwater, recreational Lake. Lot #22 is 2.02 acres and […]
  • Stonelake Ranch Ph 2 - MLS# T2515592 January 17, 2018
    Last Update: Wed, Jan 17th 2018 2:15 amProvided courtesy of Virginia Bond of Keller Williams Tampa CentralDEVELOPER LOT 38. Listed price reflects 10% Off Discount. Welcome Center Open Daily. Stonelake Ranch's most desirable estate 4.4 acre lot! Located on 880 Spring fed ski lake, Lake Thonotosassa. This lot offers every imaginable feature for the buyer […]
  • Stonelake Ranch Ph 2 - MLS# T2565170 January 17, 2018
    Last Update: Wed, Jan 17th 2018 2:15 amProvided courtesy of Virginia Bond of Keller Williams Tampa CentralDEVELOPER LOT 52. Listed price reflects 10% Off Discount. Welcome Center Open Daily. This 1.5 acre waterfront lot offers you the possibility to build a walkout basement. This is a dockable lot. Build the home of your dreams in Stonelake Ranch. Featuring […]
  • Stonelake Ranch Ph 2 - MLS# T2592044 January 17, 2018
    Last Update: Wed, Jan 17th 2018 2:15 amProvided courtesy of Virginia Bond of Keller Williams Tampa CentralDEVELOPER LOT 49. Listed price reflects 10% Off Discount. Welcome Center Open Daily. This 1.8 acre lot is located on the northern canal in Stonelake Ranch. This lot offers the ability to build and dock a boat in your own backyard. This lot faces east. St […]
  • Stonelake Ranch Ph 2 - MLS# T2576051 January 17, 2018
    Last Update: Wed, Jan 17th 2018 2:15 amProvided courtesy of Virginia Bond of Keller Williams Tampa CentralDEVELOPER LOT 48. Listed price reflects 10% Off Discount. Welcome Center Open Daily. Build the home of your dreams in Stonelake Ranch. Featuring an expansive vista toward Lake Thonotosassa that overlooks wetlands and cypress trees. The upland buffers and […]
  • Stonelake Ranch Ph 2 - MLS# T2575090 January 17, 2018
    Last Update: Wed, Jan 17th 2018 2:15 amProvided courtesy of Virginia Bond of Keller Williams Tampa CentralDEVELOPER LOT 53. Listed price reflects 10% Off Discount. Welcome Center Open Daily. 1.5 acre dockable lot located on the northern canal. This gorgeous lot is overlooking an expansive vista toward Lake Thonotosassa that overlooks wetlands and cypress tre […]
  • Stonelake Ranch Ph 2 - MLS# T2565145 January 17, 2018
    Last Update: Wed, Jan 17th 2018 2:15 amProvided courtesy of Virginia Bond of Keller Williams Tampa CentralDEVELOPER LOT 50. Listed price reflects 10% Off Discount. Welcome Center Open Daily. An opportunity to build your dreams on a gorgeous ski lake in Tampa Bay! Build the home of your dreams in Stonelake Ranch. Offering 1.7 acres of land you have plenty of […]
  • Stonelake Ranch Ph 01 - MLS# T2876697 January 17, 2018
    Last Update: Wed, Jan 17th 2018 2:15 amProvided courtesy of Virginia Bond of Keller Williams Tampa CentralRESALE LOT 98, 2.5 acres lot. Unique offering in Stonelake Ranch. Cul-de-sac and wooded lot tucked away in private location offering a private, storybook driveway entrance to your dream home. This lot is located in a gated and waterfront community which […]
  • Stonelake Ranch Ph 02 - MLS# T2737768 January 17, 2018
    Last Update: Wed, Jan 17th 2018 2:15 amProvided courtesy of Virginia Bond of Keller Williams Tampa CentralDEVELOPER LOT 43. Listed price reflects 10% Off Discount. Welcome Center Open Daily. 1.5 ACRES overlooking the bird sanctuaries. Build the home of your dreams in Stonelake Ranch. Featuring an expansive vista toward Lake Thonotosassa that overlooks wetlan […]
  • Stonelake Ranch Ph 2 - MLS# T2592039 January 17, 2018
    Last Update: Wed, Jan 17th 2018 2:15 amProvided courtesy of Virginia Bond of Keller Williams Tampa CentralDEVELOPER LOT 46. Listed price reflects 10% Off Discount. Welcome Center Open Daily. Overlooking the two bird sanctuaries this lot is one of few left that offer such a view. The two islands rest in an inlet on 880 acre lake Thonotosassa. Stonelake Ranch […]
  • Stonelake Ranch Ph 01 - MLS# T2795427 January 17, 2018
    Last Update: Wed, Jan 17th 2018 2:15 amProvided courtesy of Virginia Bond of Keller Williams Tampa CentralDeveloper Lot #30. Listed price reflects 10% Off Discount. Welcome Center Open Daily. This dockable lot is the last remaining lot with a partial open water view and potential for a walk out basement. This lot offers, 1.6 acres of land with majestic oak t […]