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USDA Loan offers 100% financing on rural housing developmentThe USDA (United States Department of Agriculture) offers a barely known 100% loan financing program, called the USDA loan, that can help lower income families purchase homes. With funding up to 100% of the homes purchase price, payments on this mortgage are based on the household’s adjusted gross income. Commonly called Section 502 loans, this rural housing development government loan program offers some advantages to those who are unable to obtain conventional financing.

A few advantages of this program include: 

• No down payment with 100% financing
• No maximum purchase price
• The home-buyer’s closings costs may come from any source, including gift money
• Home improvement and repair monies can be included in the loan
• 30 year fixed rate loans
• No minimum credit score
• Mobile homes on land can be eligible

Normally, the home purchased will need to be in a rural area with modest prices for the area. The homebuyer’s income typically will also need to be below the median income for the area. 

Take a look at the USDA links below… they will allow you to search for eligible properties by address. You can also find the maximum income allowed based on geography and family size. You will be amazed at how many properties can qualify for this government loan program that are located just minutes from town. Some of the more developed locations like New Tampa, Fishhawk and Riverview suprised me that they too qualified for this type of loan! 

Click here for USDA Loan Application or call (800)975-7205 for more info.

http://www.flapropertyfinder.com/USDA_Loan/page_2218023.html

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Great Deal on Furnished Golf Frontage single family home in Del Web, Sun City Center, FL

Front Exterior
Golf Course Frontage!

• 1,852 sq. ft., 2 bath, 2 bdrm single story MLS® $125,000 – Best Priced Golf Frontage

 

 –  Live on the 9th hole in the awesome 55+ active adult golf community of Sun City Center. This charming move-in ready, well taken care-of FULLY FURNISHED home, features solar film on all windows to keep the electric bill low, an reverse osmosis filter in the kitchen, water softner, large windows which overlook the golf course, and an attached workshop which can also house your golf cart. Master bath features handicap accessible shower while the other bathroom has a shower/tub combo. Walk to the community center or golf club which are just around the corner. Roads are golf cart friendly which makes short trips fun. There are many activities always going on in this community. Come see how fun retirement can be!

Go get your $7,500 15-year interest free loan from the government 
            
Tax credit offered to new homebuyers (Expires June 30, 2009)!

Who is eligible?
– First-time homebuyers or any homebuyers who have not owned a principal residence in the last three years.
read more

Florida’s state Supreme Court finally came up with the reasons they rejected the much hyped Amendment 5 up for voter approval this year that could have reduced Florida real estate property taxes up to 40%. In a nutshell, the Supreme Court did not like the wording used in the proposal and did not like the fact that the money being taken away from the school system would only have a 1 year guaranteed replacement. This decision comes as a huge disapointment for the millions of people looking for immediate tax relief in this “non-recession”.
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According to a recent national survey by J.D. Power and Associates, Keller Williams Realty has received the highest overall satisfaction ratings from home buyers among all the largest, full-service real estate firms in the country! The study measures home buyers’ customer satisfaction and the results were determined in three categories, including satisfaction with their agent, office and services provided. Keller Williams Realty topped all three areas, therefore receiving the highest score in overall satisfaction. read more

President Bush signed a new law July 31st, part of the Housing and Economic Recovery Act of 2008, which will eliminate down payment assistance to home buyers from the seller on FHA loans starting October 1st, 2008. I wonder how this will effect the Tampa Florida real estate market?  read more

TAMPA – Two housing reports Tuesday offered more hope that a turnaround in the real estate market may be slowly emerging.

The Standard & Poor’s/ Case-Shiller home price index released Tuesday shows the rate at which Tampa-area prices are falling has leveled off. Prices fell 20.1 percent in June from a year ago, almost identical to the 20.2 percent decline in May and 20.4 percent drop in April. read more

The market for the average priced U.S. residence may be soft, but the über rich (especially the Russians) continue to drive prices up at the very top of the world’s luxury market.  Case in point — Villa Léopolda, one of the most historic estates on the French Côte d’Azur, is now under contract by an anonymous Russian billionaire for $750 million (€500m).  This three-quarters-of-a-billion dollar sales price sets a new record for the most expensive home sale in the world. The previous record was set earlier this year by Indian billionaire Lakshmi Mittal, with the reported purchase of a London home for his son for an estimated $236 million. 

“While the French Villa is a fabulous property, this sale does put into perspective the value U.S. properties represent,” said Michael Valdes, a luxury home expert with Keller Williams Realty in Tampa, FL. “The most expensive residence on the market locally is listed for just $25,000,000. A masterpiece of architectural design and timeless elegance, this magnificent gated estate is situated on over five acres overlooking golf course, pond and conservation within Avila, Tampa Bay’s premier private gated country club community. Encompassing over 28,000 square feet of beautifully designed air conditioned space, this compound with attached guest quarters features 10 bedrooms, 10 full and 3 half baths, ballroom, richly paneled library, 14 fireplaces, elevator, wine room, pool and spa with cabana, basketball court, terraces and balconies.”

Villa Léopolda, a cream-colored, turreted mansion with two guest houses, is midway between Monaco and Nice overlooking Cap Ferrat, near Villefranche-sur-Mer.  The villa was originally built about 1902 by King Leopold II of Belgium. The grounds are regarded as among the most spectacular on the Côte d’Azur.  Fifty full-time gardeners look after 20 acres of gardens and terraces, planted with 1,200 olive, orange, lemon and cypress trees.

The property’s new owner is said to be a Russian oil oligarch but not – despite initial rumors – Roman Abramovich, the highly visible owner of Chelsea Football Club, who already owns a €100m mansion near Antibes.

According to the Nice-Matin newspaper, a contract was signed last week to transfer ownership of the villa from Lily Safra, the widow of Edmond Safra, a murdered banking billionaire.  Rumor has it that Mrs. Safra held out for months as the persistent mystery buyer kept raising his offering price.  The paper also reported that 60 villas or mansions on Cap Ferrat are now owned by wealthy Russians.  

The property has a unique history.  In 1916, King Leopold’s nephew and heir, King Albert I, turned the villa into a hospital for officers wounded during the First World War. It later passed into the hands of the Agnelli family – Fiat automotive tycoons — and became the scene in the 1960s for legendary jet-set parties attended by Frank Sinatra, Ronald Reagan (in his acting days) and other celebrities.

“This sale raises the bar and makes the half dozen or so $100 million U.S. properties on the market seem like bargains,” said Laurie Moore-Moore, Founder of The Institute for Luxury Home Marketing, a US-based organization which trains real estate agents who work in the luxury market and awards the international Certified Luxury Home Marketing Specialist designation.  “Today’s affluent are citizens of the world and the successful luxury agent must know how to reach them and what lifestyles they are seeking. It’s an exciting and active market for agents at the top.”

TAMPA – As Florida’s coffers shrink in the face of a dour economy, confusion over a tax statute threatens to choke the flow of home sales at a time when the state is struggling under the burden of millions of unsold properties. The problematic statute mandates how much tax people pay when they sell a house.

In typical transactions, the law is clear about paying taxes on the price of the property, but as lenders agree to more short sales – allowing troubled owners to sell homes for less than the mortgage and writing off the rest – there’s disagreement over how much tax to charge.  read more


Millionaires are increasing in the Tampa Bay area. Last year millionaires grew by an average of 4.2% in the US, but an astounding 7.4% in Tampa Bay (based on data from market researchers at Claritas)! Tampa is projected to be a top 5 growth market among US cities over the next 5 years. This brings the need for Tampa luxury real estate experts to help those millionaires buy and sell high end homes. Luxury homes usually need to be handled buy a specialist due to their sensitive and demanding nature. For the few Tampa luxury Realtors who have carved out this niche, the job is hard but worth it especially in this buyer’s market.

Luxury home sellers normally expect marketing to increase when the going gets tough in order to help find that particular buyer, but many agents in this rough market have cut back their spending due to losing tens of thousands of dollars on marketing exclusive luxury homes for sale and never getting paid when the listing expires. One way the luxury specialist has circumvented this problem is to bring in joint advertising with the seller. With the homeowner funding a portion of the advertising expense, the agent is then able to regain focus on marketing to a specific group of potential buyers without taking the huge risk of losing big. 

Luxury home buyers on the other hand have it great! They have their pick of properties and get amazing deals, that with the right agent, on homes which will never even see the public market. For more information on purchasing or selling Tampa luxury real estate, check out the following link: http://www.flapropertyfinder.com/Luxury_Homes/page_1945744.html

RSS Tampa FL Homes for Sale

  • Davis Islands Biscayne Sec - MLS# T3108877 May 23, 2018
    Last Update: Wed, May 23rd 2018 2:04 amProvided courtesy of Susan Nelson-Crowley LLC of Keller Williams Tampa CentralIf you've been longing to live on Davis Islands, one of Tampa's premier neighborhoods, then wait no longer. This immaculate home has everything you've been waiting for! Open concept living / dining room, a large, well-appointed […]
  • Wiregrass M23 Ph 1A & 1B - MLS# T3108735 May 23, 2018
    Last Update: Wed, May 23rd 2018 2:04 amProvided courtesy of Mari Langston of Keller Williams Tampa CentralBetter than Brand New with Thousands of $ of additional upgrades. Don't miss this lovely Open Plan with Gorgeous views of Sunrise overlooking the Tranquil Pond and foilage. Neutral Colors Showcase this Bright Inviting Entry. Wood Floors draw your ey […]
  • Towers Of Channelside Condo - MLS# T3108578 May 23, 2018
    Last Update: Wed, May 23rd 2018 2:04 amProvided courtesy of Danielle Kashou of Keller Williams Tampa CentralWELCOME HOME to the Towers of Channelside! Comfort & Style intersect at this MOVE IN READY Luxury condo on the 14th floor with 13ft ceilings, where the panoramic views of the Cruise ships are yours to enjoy each sunrise and sunset. This particular […]
  • Plouff Sub - MLS# T3107744 May 22, 2018
    Last Update: Tue, May 22nd 2018 2:04 amProvided courtesy of James Adair PA of Keller Williams Tampa CentralThis STUNNING estate has all the right space in all the right places. Experience this open concept living with soaring cove ceilings trimmed in true craftsman crown molding. This 3 bed+den/office 2 bath gives buyers the "all tile" flooring tha […]
  • Victoria Terrace A Condo - MLS# T3107704 May 22, 2018
    Last Update: Tue, May 22nd 2018 2:04 amProvided courtesy of Adam Fernandez of Keller Williams Tampa CentralQuaint townhome nestled in a quiet tree-lined community in historic TempleTerrace. This 2 bed 2 bath features an open floor plan with laundry and a half bath downstairs. Upstairs are both the master bedroom and the second bedroom along with 2 full bathr […]
  • North Hyde Park - MLS# T3106786 May 22, 2018
    Last Update: Tue, May 22nd 2018 2:04 amProvided courtesy of Nicholas Buchanan of Keller Williams Tampa CentralWelcome to beautiful West Tampa. This 4 bedroom 3 bath split floor plan is sure to wow you with all its upgrades and modern touches. This 2015 new block construction home in the heart of it all has been beautifully designed from the open kitchen to t […]
  • West Shore Crest Rev - MLS# T3106520 May 22, 2018
    Last Update: Tue, May 22nd 2018 2:04 amProvided courtesy of Cathy Hypes of Keller Williams Tampa CentralLocation! Location! Location! Everyone will tell you that location is key to finding the right home, and this beautiful home has one of the most amazing locations around! Nestled into its own cozy, yet spacious, corner of Evelyn Dr., this home is quietly s […]
  • New Orleans Twnhms - MLS# T3102842 May 22, 2018
    Last Update: Tue, May 22nd 2018 2:04 amProvided courtesy of Thomas May of Keller Williams Tampa CentralHYDE PARK THREE BEDROOM 2.5 BATH TOWN HOME STEPS FROM WORLD FAMOUS BAYSHORE BLVD. SPANISH DESIGN WITH ONE CAR GARAGE, WOOD FLOORS, GRANITE COUNTERS, STAINLESS STEEL APPLIANCES, VOLUME CEILINGS. OPEN FLOOR PLAN LEADS TO OUTDOOR PRIVATE COURTYARD. $600 QUARTE […]
  • Normandee Heights - MLS# T3103313 May 22, 2018
    Last Update: Tue, May 22nd 2018 2:04 amProvided courtesy of Nicholas Buchanan of Keller Williams Tampa CentralWelcome To The Beautiful Beach Park Area, This 3 Bedroom 2.5 Bath Home Has Been Meticulously Maintained And Cared For By The Original Owners Over The Years. NEW (2018) A/C SYSTEM. It's All About Value With This Property, There Are Beautiful Hard […]
  • Gandy Gardens 04 - MLS# T3100981 May 22, 2018
    Last Update: Tue, May 22nd 2018 2:04 amProvided courtesy of Michael Valdes of Keller Williams Tampa CentralCheck out this NEWLY REMODELED South Tampa home for sale on a CORNER LOT with NO HOA or CDD! This great home has a split floor plan with 4 bedrooms, 2 bathrooms, and 1462 heated sq. ft. New updates include Granite counters, 42-inch cabinets, kitchen app […]
  • Scopello Condo - MLS# T2937892 May 22, 2018
    Last Update: Tue, May 22nd 2018 2:04 amProvided courtesy of Michael Valdes of Keller Williams Tampa CentralExperience the ultimate in luxury beachfront living from this penthouse residence at the Scopello Condo, located on the sugary sandy beaches of Indian Rocks Beach. Boasting amazing views of the Gulf of Mexico & completely renovated with the highest […]
  • Sunset Park Isles Unit 03 - MLS# T2936089 May 22, 2018
    Last Update: Tue, May 22nd 2018 2:04 amProvided courtesy of Adrea Garrison of Keller Williams Tampa CentralUnder construction. To be built. Developed by Brookshire Homes & Brad Campbell this stunning new construction home on a large lot in Sunset Park will be ready to welcome its new owners in October 2018! Featuring a 4-CAR GARAGE, HEATED SALTWATER POOL […]
  • Oakford - MLS# T2932720 May 22, 2018
    Last Update: Tue, May 22nd 2018 2:04 amProvided courtesy of Virginia Bond of Keller Williams Tampa CentralLooking for a Tampa Bay HAIR STYLIST! This home is perfect for a cosmetologist or hairstylist that is looking for home in the Plant High School District with its own SALON already built in? The 3rd bedroom is very large and is being used for a hair salon […]
  • - MLS# T3100463 May 21, 2018
    Last Update: Mon, May 21st 2018 6:30 amProvided courtesy of Aleks Pavlova of Keller Williams Tampa CentralLocation, location, location! This property is located in the COMMERCIAL DISTRICT of Plant City. This is a prime location where you can live and manage your own business at the same time. Minutes away from I-4, US 92 and E. MLK Blvd. Entire property is 0 […]
  • Grandview A Condo - MLS# T2934925 May 21, 2018
    Last Update: Mon, May 21st 2018 6:30 amProvided courtesy of Deborah Oxley of Keller Williams Tampa CentralSurround yourself in the lifestyle of the #1 neighborhood in Florida; Harbour Island! This spacious 2,260 sf condo at The GrandView, has awesome views of downtown Tampa and the Garrison Channel. Each night when you walk in to your home from a crazy day a […]
  • Quail Run Estates - MLS# T3105071 May 21, 2018
    Last Update: Mon, May 21st 2018 6:30 amProvided courtesy of Cassandra Reardin of Keller Williams Tampa CentralLarge lot in Wesley Chapel.
  • Little Manatee River Estates - MLS# T2910774 May 21, 2018
    Last Update: Mon, May 21st 2018 6:30 amProvided courtesy of Marvin Meeks of Keller Williams Tampa Central9.25 total acres of country living with easy commute into the city and a great opportunity to invest for the future growth in S. Hillsborough County. This property has utilities and can be used for multiple purposes; agricultural, residential, farm, or bu […]
  • Davis Islands - MLS# T2803549 May 21, 2018
    Last Update: Mon, May 21st 2018 6:30 amProvided courtesy of Thomas May of Keller Williams Tampa CentralOPPORTUNITY IS KNOCKING! 3 LOTS!!! FANTASTIC LOT ON ADRIATIC TO BUILD YOUR ESTATE OR SUBDIVIDE. LOTS ALREADY HAVE SEPARATE FOLIO NUMBERS. LOT IS 154X148. NO GRANDFATHER OAKS HERE EITHER! TENANT OCCUPIED DRIVE BY ONLY....PLEASE DO NOT DISTURB TENANT. THERE L […]
  • Walden Lake Unit 41 - MLS# T3100105 May 21, 2018
    Last Update: Mon, May 21st 2018 6:29 amProvided courtesy of Aleks Pavlova of Keller Williams Tampa CentralLocation, location, location! This property is located in the COMMERCIAL DISTRICT of Plant City. This is a prime location where you can live and manage your own business at the same time. Minutes away from I-4, US 92 and E. MLK Blvd. The home is in an IM […]
  • Camden Woods - MLS# T2938200 May 21, 2018
    Last Update: Mon, May 21st 2018 6:29 amProvided courtesy of Nancy Blake of Keller Williams Tampa CentralBuyer's Financing Fell Through.....Back On Market!!! BEAUTIFUL *** METICULOUSLY MAINTAINED *** GORGEOUS HARDWOOD FLOORS *** Energy Certified Home! The Pacifica model was designed around the Open Great room and Kitchen with a beautiful view of the spac […]
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